Economics For Manager

MANAGERIAL ECONOMICS
LEARN ABOUT BUDGETARY CONTROL hOW TO PREPARE Cash Budgets Purchase Budgets Production Budgets and Flexible Budgets; Concept of Zero-Based Budgeting.
MACRO ECONOMIC ISSUES (I)
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Managerial Economics

Managerial Economics is a science which deals with the  application of economics theory in managerial practice.
It is the study of allocation of resources available to a firm  among its activities.
To  be  very  precise,  Managerial  Economics  is  ‘Economics  applied in decision-making’.
It fills the gap between economic theory and managerial  practice.

Managerial Economics – Definition

“Managerial Economics is the integration of economic  theory with business practice for the purpose of facilitating  decision-making and forward planning by management.”Spencer & Siegelman
“The purpose of Managerial Economics is to show how  economic analysis can be used in formulating business policies.”– Joel Dean

Managerial Economics

MICRO ECONOMICS & MACRO ECONOMICS

Macroeconomics is a branch of economics dealing with the  performance, structure, behavior, and decision-making of the  entire economy.
This includes a national, regional, or global economy.  Macroeconomics study aggregated indicators such as GDP, unemployment rates, and price indices to understand how the  whole economy functions.
Macroeconomics develop models that explain the  relationship between such factors as national income, output,  consumption, unemployment, inflation, savings, investment,  international trade and international finance.

Macroeconomics is a branch of economics dealing with the  performance, structure, behavior, and decision-making of the  entire economy.
This includes a national, regional, or global economy.  Macroeconomics study aggregated indicators such as GDP, unemployment rates, and price indices to understand how the  whole economy functions.
Macroeconomics develop models that explain the  relationship between such factors as national income, output,  consumption, unemployment, inflation, savings, investment,  international trade and international finance.

Characteristics of Managerial Economics

It involves an application of Economic theory – especially,  micro economic analysis to practical problem solving in real  business life.
It is essentially applied micro economics.
It is a science as well as art facilitating better managerial  discipline.
It explores and enhances economic mindfulness and  awareness of business problems and managerial decisions.
It is concerned with firm’s behaviour in optimum  allocation of resources.
It provides tools to help in identifying the best course  among the alternatives and competing activities in any  productive sector whether private or public.

Scope of Managerial Economics

1.Demand Analysis and Forecasting
2.Cost Analysis
3.Production and Supply Analysis
4.Pricing Decisions, Policies and Practices
5.Profit Management, and
6.Capital Management

1. Demand Analysis & Forecasting
A business firm is an economic organism which  transforms productive resources into goods that are to be sold  in a market.
A major part of managerial decision-making depends on  accurate estimates of demand.
Before production schedules can be prepared and  resources employed, a forecast of future sales is essential.
This forecast can also serve as a guide to management for  maintaining or strengthening market position and enlarging  profits.

2. Cost Analysis
A study of economic costs, combined with the data  drawn from the firm’s accounting records, can yield significant  cost estimates that are useful for management decisions.
The factors causing variations in costs must be  recognized and allowed for if management is to arrive at cost  estimates which are significant for planning purposes.
An element of cost uncertainty exists because all the  factors determining costs are not always known or  controllable.

3. Production & Supply Analysis
Production analysis is narrower in scope than cost  analysis. Production analysis frequently proceeds in physical  terms while cost analysis proceeds in monetary terms.
Production  analysis  mainly  deals  which  different  production functions and their managerial uses.
Supply analysis deals with various aspects of supply of a  commodity.

Certain important aspects of supply analysis are:
Supply  schedule,  curves  and  function,  Law  of  supply  and  its  limitations, Elasticity of supply and Factors influencing supply.

4. Pricing Decisions, Policies and Practices
Pricing is a very important area of Managerial Economics.
In fact, price is the genesis of the revenue of a firm and  as such the success of a business firm largely depends on the  correctness of the price decisions taken by it.
The important aspects dealt with under this area are:  Price Determination in various Market Forms
Pricing Methods  Differential Pricing  Product-line Pricing and  Price Forecasting.

5. Profit Management
Business firms are generally organized for the purpose of  making profits and, in the long run, profits provide the chief  measure of success.
In this connection, an important point worth considering  is the element of uncertainty existing about profits because of  variations in costs and revenues which, in turn, are caused by  factors both internal and external to the firm.
If knowledge about the future were perfect, profit analysis  would have been a very easy task.

6. Capital Management
the  various  types  and  classes  of  business  problems,  the most complex and troublesome for the business manager  are likely to be those relating to the firm’s capital investments.
Relatively large sums are involved, and the problems are  so complex that their disposal not only requires considerable  time and labour but is a matter for top-level decision.
Briefly, capital management implies planning and  control of capital expenditure.

Decision-making
Decision-making is the process of selecting a particular  course of action from among the various alternatives.
Every  business  manager  has  to  work  on  uncertainties  and the future cannot be precisely predicted by anyone.
If  everything  could  be  predicted  accurately,  then  decision-making would become a very simple process.

Decision-making

Basic  Economic  Tools  in  Managerial  Economics

1. Opportunity Cost Principle
The opportunity cost of the funds employed in one’s own  business is the interest that could be earned on those funds  had they been employed in other ventures.
The opportunity cost of the time an entrepreneur devotes  to his own business is the salary he could earn by seeking  employment.
The opportunity cost of using a machine to produce one  product is the earnings forgone which would have been  possible from other products.

2. Incremental Principle
Incremental concept is closely related to the marginal  costs and marginal revenues, for of economic theory.
In actual business situations, it often becomes difficult  to apply the concept of marginalism which has to be replaced  by incrementalism, for in real world business, one is  concerned with not ‘unit change’ but ‘chunk change’
For instance, in a construction project, the labour which  a contractor may change is not by one but by tens.

3. Principle of Time Perspective
The economic concepts of the long run and the short  run have become part of everyday language.
Managerial economists are also concerned with the  short-run and long-run effects of decisions on revenues as  well as costs.
The really important problem in decision-making is to  maintain the right balance between the long-run and the  short-run considerations.

4. Discounting Principle
One  of  the  fundamental  ideas  in  economics  is  that  a  rupee tomorrow is worth less than a rupee today.
This  seems  similar  to  saying  that  a  bird  in  hand  is  worth two in the bush.
A simple example would make this point clear.

5. Equi-marginal Principle
This principle deals with the allocation of the available  resources among the alternative activities.
It should be clear that if the value of the marginal  product is higher in one activity than another, an optimum  allocation has not been attained.
It would, therefore, be profitable to shift labour from low  marginal value activity to high marginal value activity, thus  increasing the total value of all products taken together.

Circular Flow of Economic Activities

Basic Economic activities

Production: The  use  of  economic  resources  in  the  creation  of  goods  and services for the satisfaction of human wants.

Consumption: The  using  up  of  goods  and  services  purchasing or in the production of other goods.

Employment: The use of economic resources in production; engagement  in activity.

Income Generation: The production of maximum amount an individuals.


Circular Flow of Production

Circular Flow of Income

Forms of Organization
Sole proprietorship / Single ownership  Partnership
Joint Stock Companies  Cooperative organization
State and central Government owned

1. Sole proprietorship
A  sole  proprietorship  is  a  business  with  one  owner  who  operates the business on his or her own or employ employees.  It is the simplest and the most numerous form of business  organization  in  the  United  States,  however  it  is  dangerous  as the sole proprietor has total and unlimited liability.
Self-contractor is one example of a sole proprietorship.
In  this  type,  the  single  ownership  where  an  individual  exercises and enjoys\ these rights in his own interest.
It  does  well  for  those  enterprises  which  require  little  capital and lend themselves readily to control by one person.

2. Partnership
A single owner becomes inadequate as the size of the  business enterprise grows.
He may not be in a position to do away with all the duties  and responsibilities of the grown business.
Such a combination of individual traders is called  Partnership.
Partnership may be defined as the relation between  persons who have agreed to share the profits of a business  carried on by all or any of them acting for all.
Individuals with common purposes join as partners and  they put together their property ability, skill, knowledge, etc.,  for the purpose of making profits.

3. Corporation
It is a form of private ownership which contains features  of large partnership as well as some features of the corporation.
A corporation is a limited liability entity doing business  owned by multiple shareholders and is overseen by a board of  directors elected by the shareholders.
It is distinct from its owners and can borrow money, enter  into contracts, pay taxes and be sued.
The shareholders gain from the profit through dividend or  appreciation of the stocks but are not responsible for the  company’s debts.

4. Public Limited Company
A public enterprise is one that is (1) Owned by the state,
(2) Managed by the state or (3) Owned and managed by the  state.
Public enterprises are controlled and operated by the  Government either solely or in association with private  enterprises.
It  is  controlled  and  operated  by  the  Government  to  produce and supply goods and services required by the society.
Limited companies which can sell share on the stock  exchange are Public Limited companies.
These companies usually write PLC after their names.

5. Private Limited Companies
These are closely held businesses usually by family, friends  and relatives.
Private companies may issue stock and have shareholders.
However,  their  shares  do  not  trade  on  public  exchanges  and  are  not  issued  through  an  initial  public  offering.
Shareholders may not be able to sell their shares without  the agreement of the other shareholders.

NATURE OF THE FIRM
Since modern firms can only emerge when an  entrepreneur of some sort begins to hire people, Coase’s  analysis proceeds by considering the conditions under which it  makes sense for an entrepreneur to seek hired help instead of  contracting out for some particular task.
The traditional economic theory of the time suggested that,  because the market is “efficient” (that is, those who are best at  providing each good or service most cheaply are already doing  so), it should always be cheaper to contract out than to hire.

Objectives of Firm
Maximization of the sales revenue  Maximization of firm’s growth rate  Maximization of Managers utility function  Making satisfactory rate of Profit
Long run Survival of the firm
Entry-prevention and risk-avoidance